Disclosures, Disclosures, and More Disclosures

I have a great tip for those of you buying a home when it comes to disclosures you receive...read the line just before where you are signing so that you understand why you are signing it.  Most (not all) disclosures you sign will say something like "The undersigned hereby acknowledges a receipt of this disclosure" This means that you are not approving of what may be written on that paper, but just that you have been given it.  The "approval" of all the disclosures you receive comes in the form of the removal of your contingencies.  So next time you sign a form, read the line or two before your signature to understand why you are signing what you are signing.