Should My Condo Building Have Earthquake Insurance?

Are you looking to buy and condo, or own one right now, and are curious about whether or not the building should have earthquake insurance? In my experience, I see about half of the buildings that I've come across, do not carry earthquake insurance for the entire HOA property. Which means the other half does carry it. Well, what does that mean to you as a potential buyer of a condo, or a current owner of one if the HOA does not have earthquake insurance? Check out this LA Times article on the matter Do Home Owners Associations Have To Carry Earthquake Insurance?