Monday, October 12, 2015

Teal Pumpkins

I'm sure you wouldn't blink if you saw a pink dinosaur or a purple spider this Halloween...but what is up with that Teal Pumpkin out in your neighbor's yard?  Well, if you are into handing out candy at your home or taking your little ones out for Trick or Treats, you may be hearing about and seeing these Teal Pumpkins more and more.  With food allergies being such a scare for a lot of kids and their parents, some neighbors have decided to paint a pumpkin teal to let families know that they will have non-food items for our little ghosts and goblins to choose from as well.  And if you would like to hand out some crayons or spider rings too, just paint your pumpkin teal this year and give some parents a little less to be frightened about this Halloween. 



                And if you are looking to make a move this Fall or Winter, call me. 

                                               I am always here to help.

Friday, October 2, 2015

Winds Of Change

If you haven't heard the new changes coming our way in real estate, maybe it's just because you're not in the real estate business, but this can have an impact on you if you are thinking of buying or selling any time in the near future. There are some new regulations that will be in place starting tomorrow that came from the Consumer Protection Act that was signed into law in 2010.  This new regulation is called by another wonderful acronym that we in the industry will start throwing around but let's call it "Know Before You Owe".  Without getting into too much detail, this new change will cause most buying periods to move from a normal 30 day transaction to 45 or more, at least for a while.  "Know Before You Owe" helps buyers to more clearly see what all their costs are going to be when purchasing a home. But at least for a while, loans will be a bit tricky, times to buy and sell could possibly be longer and because of this, deals may be a little less stable.  So my best advice is to work with a lender that you either know very well that has a great deal of experience or ask your realtor for a referral for a lender.  Also, make sure you are working a realtor that is on top of these changes, which is where I say, "Feel free to call me anytime.  I would love to help you in buying or selling your home"